Home Loans   Annual % Rate Comparison Rate* HSU Members Variable Rate 7.09% pa 7.11% pa HSU Mortgage Breaker Home Loan 7.29% pa 7.31% pa HSU Mortgage Breaker Home Loan 7.44% pa 7.61% pa Home Equity Loan 7.69% pa 7.74% pa 1 Year Fixed Rate 7.39% pa 7.68% pa 2 Year Fixed Rate 7.39% pa 7.65% pa 3 Year Fixed Rate 7.39% pa 7.62% pa 4 Year Fixed Rate 7.39% pa 7.60% pa 5 Year Fixed Rate 7.39% pa 7.57% pa Bridging Loan 7.69% pa 7.74% pa Car Loans   Annual % Rate Comparison Rate** New Car Loan 10.80% pa 10.97% pa Personal Loans   Annual % Rate Comparison Rate*** Personal Loan 10.80%pa 11.49%pa (unsecured) 11.80%pa 12.49%pa   12.30%pa 12.99%pa   14.30%pa 15.00%pa   14.80%pa 15.50%pa   15.80%pa 16.51%pa   Annual % Rate Comparison Rate**** Personal Loans 10.80% pa 10.97%pa (secured) 11.80% pa 11.98%pa   12.30% p 12.48%pa   14.30% p 14.48%pa   14.80% p 14.98%pa   15.80% p 15.98%pa Overdraft 14.00% pa N/A VISA Debit Card 10.00% pa N/A   You can download a copy of our comparison rate schedule by clicking here.

Warning:
This comparison rate applies to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

*Comparison rate based on a $200,000 loan over 25 years. Based on monthly repayments. Loan secured by mortgage.
** Comparison rate for secured car loans based on a $30,000 loan over 5 years. Secured by Bill of Sale.
*** Comparison rate for unsecured personal loans based on a $10,000 loan over 3 years.
**** Comparison rate for secured personal loans based on a $30,000 loan over 5 years. Secured by Bill of Sale.

Interest rates are subject to change without notice. Terms and conditions, fees and charges apply and are available on request. All applications are subject to our normal lending criteria.