How do you best protect a property you own, but don’t live in? Choosing the occupants carefully helps, but even with model tenants, there’s no guarantee they’ll take care of things to the standard you’d like.

As a landlord, you need to reduce your vulnerability to vandalism, malicious damage, and theft. Not to mention lost rental income, should your property become unlivable because of major damage.

You also need protection from those unlikely, but still possible, risks like fire, lightning and storm damage, falling trees and other unforeseen catastrophes.

With SGE Credit Union Landlord’s Insurance, you have peace of mind that you’ll be covered if you property is damaged or destroyed by specific events as set out in the policy wording.

Competitive, convenient cover backed by QBE 
Landlord’s Insurance is one of a comprehensive range of insurance solutions SGE Credit Union offers through our association with QBE Insurance.

Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service that we’ve made it our exclusive insurance provider.

This partnership enables us to deliver SGE Credit Union member’s quality and value in insurance products, with the added convenience of having everything under the same roof.

Core Cover

With SGE Credit Union, there are various ways to enjoy substantial discounts on your premium.

Security discounts
The more secure your property is – through standard door locks and deadlocks, window locks, and either local or monitored alarms – the less you pay.

Household no claim bonus
If you don’t claim, you will be rewarded, with a discount of up to 30% applying if there are no claims in the past 3 years.

A choice of Excess
Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of $100, $300 and $500. The higher the excess you choose, the lower the premium you’ll pay.

The convenience of having Landlord’s Insurance under the same roof as your financial services isn’t the only way we make life easier. From making your application to making a claim, SGE ensures things are as straightforward as possible.

You can apply online, by phone, or at the branch. Flexible payment options include fortnightly, monthly or annual direct debit, and cash, cheque or credit card payments (excluding American Express).

If you do need to make a claim, we won’t make you wade through paperwork. QBE have a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.

Brochure: To apply, or find out more about this and other insurance solutions, talk to your local SGE branch, visit www.sgecu.com.au or call us on 1300 304 932 .

Web: To apply click here
 
To view a quote in progress, click here.

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