Young and old, renters or homeowners, we all have our valued possessions, along with many more we take for granted. While some are irreplaceable, there are a surprising number we would need to replace, should the worst happen. From kitchen appliances to the kitchen sink and house itself, it all adds up.

What if a major catastrophe – like fire, lightning, storm damage or falling trees – hit your home? How would you afford to replace the clothes, furniture, books and other items lost in a fire? What would be the real cost of rebuilding or repairing your home to the quality and size it is now?

Less dramatic incidents take their toll as well. It’s amazing how much damage children can unwittingly do with balls, paint and other “playthings”.

And what of those essentials of daily life we take out and about – music players, mobile phones, digital cameras and sunglasses? Small, portable, easy to lose, and appealing to thieves. Costly to replace and frustrating to do without.

With SGE Credit Union’s separate Home Building, Home Contents and Valuables insurance policies, you can cover any or all of these scenarios, depending on your own lifestyle and assets. And you’ll only pay for what you need.

SGE’s Home Insurance gives you peace of mind that, if, through specific events, your property is damaged, destroyed, lost, or stolen, it can be repaired or replaced. And it will usually be on a “new-for-old” basis, regardless of the item’s age.

Competitive, convenient cover backed by QBE 
Home Insurance is one of a comprehensive range of insurance solutions SGE Credit Union offers through our association with QBE Insurance.

Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service – that we’ve made it our exclusive insurance provider.

This partnership enables us to deliver SGE Credit Union member’s quality and value in insurance products, with the added convenience of having everything under the same roof.

Core Cover

*Should you be unable to live in the home as a results of damage caused by a defined event

With SGE Credit Union, there are various ways to enjoy substantial discounts on your premium.

Joint building and contents discount
Insure both your building and contents with SGE and you get a discount on both policies.

Security discounts
The more secure your property is – through standard door locks and deadlocks, window locks, and either local or monitored alarms – the less you pay.

Household no claim bonus
If you don’t claim, you will be rewarded, with a discount of up to 30% applying if there are no claims in the past 3 years.

A choice of Excess
Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of $100, $300 and $500. The higher the excess you choose, the lower the premium you’ll pay.

Over 50s Discount
If you’re a little older, your premium will reflect the lower-risk nature of your demographic.

The convenience of having Home Insurance under the same roof as your financial services isn’t the only way we make life easier. From making your application to making a claim, SGE Credit Union ensures things are as straightforward as possible.

You can apply online, by phone, or at any branch. Flexible payment options include fortnightly, monthly or annual direct debit, and cash, cheque or credit card payments (excluding American Express).

If you do need to make a claim, we won’t make you wade through paperwork. QBE have a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.
 
Brochure: To apply, or find out more about this and other insurance solutions, talk to your local SGE branch, visit www.sgecu.com.au or call us on 1300 304 932.

Web: To apply click here
 
To view a quote in progress, click here.