Access Account (S1)
Budget Account (S2)
Mortgage Overdraft (S15)
Interest calculated on a minimum monthly balance and paid monthly.
| $0 - $1,999 |
0.00% pa |
| $2,000 - $4,999 |
0.10% pa |
| $5,000 - $19,999 |
0.25% pa |
| $20,000 - $49,999 |
0.75% pa |
| $50,000 + |
1.25% pa |
Christmas Savings Accounts (S4)
Interest calculated on daily balance and paid monthly.
Insurance Accounts (S6)
Non-interest bearing account.
Inetsaver Account (S11)
Interest calculated on daily balance and paid monthly.
Pension Plus Account (S12)
Effective as of 01st July'08.
Interest calculated on daily balance and paid monthly.
| Single |
Up to and including $41,000 |
4.0% pa |
| |
Over $41,000 |
6.0% pa |
| Member of pensioner couple |
Up to and including $68,200 combined |
4.0% Pa |
| |
Over $68,200 combined |
6.0% pa |
| Member of non-pensioner couple |
Up to and including $334,100 combined |
4.0% pa |
| |
Over $34,100 combined |
6.0% pa |
These rates will change in accordance with Government Deeming rates adjustments.
Union Membership (S14)
Non-interest bearing account.
Mortgage Breaker Savings Account (S50)
100% balance offset against mortgage loan balance.
Term Investments
| |
30-89
days |
3-6
months |
7-12
months |
13-24
months |
| Minimum $1,000 |
5.00%pa |
5.00%pa |
5.00%pa |
5.00%pa |
| Minimum $5,000 |
6.50%pa |
6.50%pa |
6.50%pa |
6.50%pa |
| Minimum $50,000 |
7.00%pa |
7.25%pa |
7.50%pa |
7.50%pa |
Interest calculated daily and paid on maturity, monthly, or annually.
Regular Income
| 3 months |
5.25% pa |
| 6 months |
5.25% pa |
| 12 months |
5.25% pa |
Available to members over 50 years of age. Interest calculated on a daily balance and paid fortnightly or monthly.
Cash Management Account
| Under $1000 |
0.50% pa |
| $1,000 - $19,999 |
1.50% pa |
| $20,000 - $49,999 |
3.75% pa |
| $50,000 - $99,999 |
4.25% pa |
| $100,000 + |
5.00% pa |
Deposits are at call after 7 days. Interest calculated on a daily balance and paid monthly. |
|
