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| back to home :: insurance :: car insurance |
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With the right cover, you can cruise
Cars cost money to buy, money to own, and money to
run. So anywhere you can save deserves closer inspection.
With HSU Members Credit Union's Car Insurance, you can relax
and enjoy the drive, knowing that should anything happen, you
can
be
back on the road without major expense or hassles.
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Competitive,
convenient cover backed by QBE
Car Insurance is one of a comprehensive range
of insurance solutions offered through our association
with QBE Insurance.
Founded in 1886, QBE is one of Australia’s
leading insurers. It’s because of QBE’s
experience, security and strength – as well
as its prompt, efficient and friendly claims service – that
we’ve made it our insurance provider.
This partnership enables us to deliver HSU Members
Credit Union members quality and value in insurance
products,
with the added convenience of having everything under
the same roof.
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Cover
Options
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You have
a range of cover options, depending on your own circumstances
and those of others likely to drive your car.
Comprehensive
This policy provides complete cover, regardless of the number of licensed
drivers using the vehicle. It protects you against theft, fire and
damage to your car, as well as damage you may cause to another person’s
car or property.
Preferred Driver
If you’re a more experienced driver over the age of 24, and
others under 24 won’t be driving the car, you can take out a full
comprehensive policy at a discounted price.
Nominated Driver
If there will be one main driver over the age of 21 and a second nominated
driver over the age of 19, this policy offers comprehensive cover at
a good value price.
Third Party Only
This provides cover for damage you may cause to another person’s
car or property, but does not cover your own car. Uninsured Driver Protection
Cover is included under this policy.
Third Party Fire & Theft
This is an extension of the Legal Liability Policy, which provides cover
if your car is stolen or damaged due to fire.
A choice of Excess
Your excess is the initial amount you have to pay yourself if you make
a claim, and we offer variable excess. The higher the excess you choose,
the lower the premium you’ll pay.
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| For
new cars, a new car replacement policy |
Insure your brand new car
with QBE within 2 years of purchase, and if it’s
written off within the first four years of ownership
or 100,000kms, it’ll be replaced with a new one
(conditions apply).
A range of ways to save
With HSU Members Credit Union there are various ways to
enjoy discounts on your premium.
No claim bonus
If you’ve been claim-free for a period of 12 months upward, you
may qualify for a no-claim bonus of up to 60% off the base premium.
Car security discount
After market accessories like alarms and immobilisers may reduce the
amount you pay.
Over 50s discount
If you’re a little older and more experienced, your premium will
reflect the lower-risk nature of your demographic.
New car discount
If you’re taking on the expense of a brand new vehicle, you’ll
appreciate this saving.
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Summary
of Benefits
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| Benefits |
Comprehensive
(including Preferred & Nominated Driver
Policies) |
Third
Party Only |
Third
Party Fire & Theft |
| Accidental loss or damage
to your vehicle |
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| Loss or damage caused by fire
or theft |
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| 14 day hire car following
theft |
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| Windscreen or window glass
breakage cover option |
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| 4 year new car replacement
option |
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| Repairs or replacement of
single box trailer |
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| Optional hire car after an accident |
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| Emergency accommodation & transport
costs |
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| Cover for personal items damaged in an
accident |
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| Towing costs following loss
or damage |
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| Essential temporary repairs |
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| Fatality cover |
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| Legal liability when driving a substitute
vehicle |
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| Legal liability including bodily injury
or death to another person (CTP gap cover) |
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| Legal liability for damage caused by your
passenger to another person's property |
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| Legal liability for other people driving
your vehicle |
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| Legal cost incurred in relation to legal
liability cover |
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| Easy
to arrange, simple to claim |
The convenience
of having Car Insurance under the same roof as your
financial services isn’t the only way we make
life easier. From making your application to making
a claim, HSU Members Credit Union ensures things are
as straightforward as possible.
You can apply online, by phone,
or at any branch. Flexible payment options include
fortnightly, monthly or annual direct debit, cash,
cheque or credit card payments (excluding American
Express).
If you do need to make a claim,
we won’t make you wade through paperwork. QBE
have a 24-hour emergency claims number, and in most
cases, you need just provide details over the phone.
Brochure: To apply, or find
out more about this and other insurance solutions,
talk to your local HSUCU branch, visit www.hsucu.com.au or call us on 1300
304 932.
Web: To apply click
here
To retrieve a saved quote, click
here.
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| To download a copy of the
car insurance pds, click here. |
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Terms,
conditions and acceptance criteria apply. Cover limits
apply as set out in the policy wording. This material
does not take into account your personal needs, objectives
and financial circumstances and you should consider
whether it is appropriate for you. Please read the
Product Disclosure Statement to decide if a product
is right for you
Insurance issued by QBE Insurance (Australia) Limited
ABN 78 003 191 035 AFS Licence 239545.
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