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The following rates apply to HSUCU's loan products and are correct as at 9 December 2011. |
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| Home Loans: |
| Product Type |
Annual % Rate |
Comparison Rate* |
| HSU Members Variable Rate |
6.78% pa |
6.82% pa |
| Solutions Home Loan Package |
6.49% pa |
6.79% pa |
| Home Equity Loan |
7.23% pa |
7.27% pa |
| 1 Year Fixed Rate |
5.99% pa |
6.73% pa |
| 2 Year Fixed Rate |
5.99% pa |
6.66% pa |
| 3 Year Fixed Rate |
6.19% pa |
6.65% pa |
| 4 Year Fixed Rate |
6.59% pa |
6.75% pa |
| 5 Year Fixed Rate |
6.79% pa |
6.82% pa |
| Mortgage Breaker |
6.88% pa |
6.92% pa |
| Interest only Loan |
7.08% pa |
7.14% pa |
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| Car Loans: |
| Product Type |
Annual % Rate |
Comparison Rate^ |
| New Car Loan |
9.99% pa |
10.23% pa |
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Go Green Car Loans:
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| Type of car |
Annual % Rate |
Comparison Rate |
For cars less than 3 years old with a
greenhouse rating 7 and above |
8.99% pa |
9.23% pa^ |
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| Personal Loans: |
| Personal Loan (unsecured) |
Annual % Rate |
Comparison Rate# |
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11.80% pa |
12.84% pa |
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12.80% pa |
13.84% pa |
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13.30% pa |
14.35% pa |
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15.30% pa |
16.36% pa |
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15.80% pa |
16.86% pa |
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16.80% pa |
17.87% pa |
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| Overdrafts: |
| Product Type |
Annual % Rate |
Comparison Rate |
| Overdrafts |
15.50% pa |
N/A |
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Warning:
This comparison rate applies to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
* Comparison rate based on a $150,000 loan over 25 years. Based on monthly repayments. Loan secured by mortgage.
^ Comparison rate for secured car loans based on a $30,000 loan over 5 years. Secured by vehicle mortgage.
# Comparison rate for personal loans based on an unsecured personal loan for $10,000 over 3 years.
Interest rates are subject to change without notice. Terms and conditions, fees and charges apply and are available on request. All applications are subject to our normal lending criteria.
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